The term "fund scheme" is generally used to refer to a type of investment vehicle that pools together money from various investors with the aim of investing it in securities such as stocks, bonds or other assets. These funds are typically managed by professional fund managers who use their expertise and experience to make informed decisions about where to invest the pool of money in order to maximize returns for the investors.
There are many different types of fund schemes available, including equity funds which focus on buying shares or stocks, bond funds which invest in fixed income securities such as government bonds, and balanced funds that spread investments across both stocks and bonds. Fund schemes can also be categorized based on their risk levels, with conservative funds aiming to preserve capital while offering lower returns, moderate risk funds targeting a balance between growth and safety, and aggressive funds seeking higher returns by taking more risks.
Overall, fund schemes provide an accessible way for investors to diversify their portfolios and potentially achieve better returns than they would be able to on their own through individual stock or bond purchases.